Credifi

I have had a call with the team and I really like their approach to unsecured credit, they see the value in Ethos and I'm happy to support where I can!

Credifi is out there making real unsecured loans based on Ethos scores. Reputation matters and now reputation can help you secure funds. Obviously I believe in the Ethos score as a reliable metric, but seeing a company put capital behind that belief is really exciting. I look forward to seeing how this progresses and seeing more Ethos users eligible for this great benefit.

I saw the new exclusive access addition and checked out Credifi. Since I was already looking for a quick loan, I figured I give it a try. It was incredibly simple. - Connect my wallet - Sign transaction - Wait 5 minutes - Received my loan Can definitely recommend it 10/10, flawless product so far.

Borrowed 1500 usd and repaid in full. I used no collateral apart from my ethos reputation score. The app and UX was smooth and had no issues whatsoever. Big respect for experimenting with uncollateralized loans, will be happy to keep using their services.

"Perhaps the largest financial value built directly on reputation is credit and uncollateralized lending." -- Vitalik Buterin (Ohlhaver, Weyl & Buterin, Decentralized Society: Finding Web3's Soul, 2022)

We built Credifi (credi.fi) around a simple belief: access to unsecured credit shouldn’t be as expensive or as gated as it is today. Credifi offers instant unsecured loans with no collateral, no liquidation risk and fixed interest rates. We’re reducing the cost of unsecured lending through verifiable underwriting via zkTLS and onchain loan servicing, making the process faster, cheaper and more transparent. Credifi also extends loans using Ethos Credibility Scores, allowing users to access credit based on their reputation and onchain history without traditional KYC.

Proof of receiving $3k: https://x.com/katexbt/status/2094423558072230008 Will 3,3 into the Ethos token sale and Base airdrop since it will most likely be criteria Don't bet on seeing the money back tho :P

"Perhaps the largest financial value built directly on reputation is credit and uncollateralized lending." -- Vitalik Buterin (Ohlhaver, Weyl & Buterin, Decentralized Society: Finding Web3's Soul, 2022)

The credifi team is enabling something we had wanted to for years with ethos - uncollateralized lending. They just launched a perk for people with over an 1800 score to take a ~10% APR loan exclusively on their credibility score and onchain history. Excited to see what we're able to unlock together next 🤝

Ethos is turning your Web3 identity into a real financial advantage. Being able to borrow up to $3K based solely on your onchain reputation makes a long-awaited use case a reality. It's truly remarkable that the trust and reputation you build in Web3 gain financial value instead of traditional credit scores. Moreover, it's all on @base. Ethos is taking a powerful and innovative step for reputation-based finance. 🔥